Yorkshire Building Society is cutting rates across its mortgage range.
The mutual is reducing interest rates by up to 0.35 percentage points on products including fixed rate, tracker and offset mortgages at 75%, 85% and 90% LTV.
Fixed rate mortgages at 75% LTV include a two-year fixed rate at 2.49%, a three-year at 2.69% and a five-year at 2.99%.
There is also a two-year fixed rate mortgage at 3.79% up to 90% LTV.
All of these products has a £995 fee, however the Yorkshire also offers lower fee alternatives with incentives such as cashback or free valuations and legal services.
Jemma Smith, Yorkshire Building Society product manager, said: “The start of a New Year often prompts people to think about their plans for the coming months, whether they hope to get on the property ladder this year, move home or stay put and remortgage to a better deal.
“As economic conditions in the UK and abroad remain volatile, many home owners appreciate the security of fixing their mortgage as a starting point for budgeting for their monthly bills.
“The Yorkshire is proud of its reputation for excellent value mortgages and works hard to offer the most competitive products in the market.
“Our mutual background means we aim to meet the needs of as many home buyers and home owners as possible, with a wide choice of products at different LTV ratios and a range of fees.”