HML has claimed that its analysis of data shows that the proportion of mortgages it administers that are currently more than 2.5% in arrears is decreasing far more quickly than the national total.
Between December 2014 and December 2015 the number decreased by 22% compared to 11% nationally.
Meanwhile, between June 2015 and December 2015, the number decreased by 12% among HML-administered loans compared to just 5% nationally.
Andrew Jones, CEO at HML, said: “HML does everything we can on behalf of clients to work with borrowers, particularly those significantly behind on their payments, to find a solution that takes into consideration their circumstances.
“HML continues to lead the way in preventing and reducing arrears through the use of advanced technology, thorough analytical insight and our ability to rely on over 25 years of experience.
“We pride ourselves on fostering strong working relationships with lenders and providing flexible strategies over arrears that are tailored precisely to their customers.”
In addition, households in arrears by more than 10% – the most serious arrears band – decreased by 25% among HML-administered mortgagessince the end of 2014 – in comparison to 2% for the UK as a whole.